Never miss another perk with Perkulator

Maximize your travel cards. No bank logins required.

Card detail page with per-perk timelines

Simply select your cards from our database. Perkulator will auto-load their perks and create dashboards and visual reminders for you.

Perk checklist grouped by frequency
Now in beta — join early and shape the product
  • ✓See perks from all your cards (Amex, Chase, Citi, etc.) in one place.
  • ✓Track card performance against annual fees.
  • ✓Anniversary reminders.
  • ✓Assign perks to trips.
  • ✓Points and redemption tracking

Comprehensive Card Tracking

Know your wallet in detail

Visualize all your cards and their performance in one place.

Bar chart comparing value across cards
All cards with value earned, annual fees, and net ROI
Recent and upcoming anniversaries with countdowns
  • ✓Visual breakdowns of all your travel cards at a glance
  • ✓Add cards from Amex, Chase, Citi, Capital One, and more in one flow
  • ✓Anniversary date reminders so you never miss a renewal

Perk Planner

Plan trips where you maximize perks and redemptions

Value captured on each trip, compared side by side

Create folders for upcoming trips or events, and Perkulator surfaces every perk you could use — across all your cards — so nothing goes to waste. You can also add point redemptions and see the total value captured on each trip.

A trip with its assigned redemptions and allocated perks
  • ✓Pick a date range and see / assign eligible perks
  • ✓Add point redemptions like flights and hotels
  • ✓Track captured value per folder

Points & Redemptions

Point redemptions made easy

Perkulator tracks the cash value, cents per point, and total value earned for each program.

Point balances with each redemption's value and cents per point

Compare Programs

Historical metrics across programs

Compare every points program side by side — factoring in all your cards, redemptions, and annual fees — so you know exactly which currencies work best for you.

Points programs compared by points used, value redeemed, and cents-per-point

    Personalized Metrics

    Metrics that reflect you

    A $200 credit isn't worth $200 if you'd never spend it. Set what each perk is worth to you to see card performance more clearly.

    How It Works

    Get started in just a few minutes

    1

    Add your cards

    Select from our database of popular cards. Perks are pre-loaded for you.

    2

    Track your perks

    Mark credits as used throughout the year. Watch progress bars fill and your net value grow.

    3

    Maximize your value

    See which cards pay for themselves — and which ones aren't worth the annual fee.

    Join Perkulator Today!

    Limited time free access for early adopters.