Never miss another perk with Perkulator

Card detail page with per-perk timelines
Perk checklist grouped by frequency
Now in beta — join early and shape the product
  • Track benefits from all cards in your wallet
  • Compare metrics across all cards
  • Get visual reminders for upcoming credits
  • Assign perks to trips and events
  • Card anniversary reminders

Comprehensive Card Tracking

Know your wallet in detail

No sensitive bank info required. Pick your cards and Perkulator loads every perk automatically — then ranks your cards by real ROI so you know exactly which ones are pulling their weight.

All cards with value earned, annual fees, and net ROI
  • Add cards from Amex, Chase, Citi, and more in one flow
  • See value earned, annual fee, and net ROI per card
  • Cards ranked by value so you know which ones come out on top

Perk Planner

Catch every perk when planning future trips or events

Create folders for upcoming trips or events, and Perkulator surfaces every perk you could use — across all your cards.

  • Set a date range and instantly see eligible perks
  • Allocate credits and track captured value per folder
Perk planner showing available perks in a date range

Visualize & Stay Ahead

See the big picture, catch every deadline

Visual breakdowns across your entire portfolio, anniversary tracking so you never miss a renewal, and a summary dashboard that tells you exactly where you stand.

Bar chart comparing value across cards
Summary stats showing annual fees, value received, net vs AF, and value remaining
Anniversary tracking with countdowns
  • Compare earned value across cards with visual bar charts
  • Track upcoming card anniversaries with day-count badges
  • See total value received, net vs. annual fees, and remaining value at a glance

How It Works

Start tracking in under 5 minutes

1

Add your cards

Select from our database of popular cards or add custom ones. Perks are pre-loaded for you.

2

Track your perks

Mark credits as used throughout the year. Watch progress bars fill and your net value grow.

3

Maximize your value

See which cards pay for themselves — and which ones aren't worth the annual fee.

Join Perkulator Today!

Limited time free access for early adopters.